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BFSI Leaders In Process Execution

About Us

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At our firm, we specialize in translating strategic vision into executable plans within the Banking and Financial Services domain. Founded by seasoned BFSI professionals with over 50+ years of combined experience, we excel in both strategic thinking and robust execution.

  • Our Purpose

    We are committed to delivering value and peace of mind to our clients by providing them with comprehensive support that helps them prioritise their business and thereby enables deliver their business goals. We focus on delivery through transparency and trust and strive to build enduring relationships based on mutual trust and accountability. We continuously innovate and adapt the market dynamics to bring in best-class practices. This helps us to deliver superior solutions to our clients on an ongoing basis. We at Krayontek foster a culture of excellence, collaboration and continuous learning from our team members thus empowering them to deliver exceptional service as required by the clients.  

  • Our Mission

    Our mission is to partner with our clients in their journey of growth and success via strategic execution and implementation.

Meet our

Leadership Team

Introducing the Krayontek Solutions' leadership team, working from behind the scenes to execute your requirements!

Jaya Janardanan

Co-Founder and Director

Jaya is a successful an accomplished bank tech professional with 27 years of experience in the banking industry. She has held leadership roles for the last 10 years. She was the was the Chief Operating Officer of Ujjivan small finance bank and Aditya Birla Payments Bank.  She was part of the core team that set up ICICI Bank and worked with other banks like ING Vysya, Bank of America, Dhanlaxmi bank. She is an industry veteran in Banking operations and Technology, Digital transformation, Customer service.  She has led strategy and execution of large-scale projects blended with technology for the banking industry such asrobotic process automation, BOT, digital onboarding process, core banking transformation. She was a part of a core team in building a digital payments bank and executed a digital payment solution from a cash driven process and many other projects. She built a call centre with a new model of it being managed by Back to work women enabled with BOT technology. She is a management graduate in Finance, an alumni from Oxford and a Sought after speaker at major Fintech, BFSI forum.

Vipul Vadhiya

Co-Founder and Director

Vipul comes with 19 years of experience in retail assets, branch banking and investments. He has successfully led large teams at HDFC Bank and Kotak Bank, implemented significant projects like the Kotak 811 initiative. Vipul was part of the team that enabled the transition of Suryoday Microfinance Ltd to Suryoday Small Finance Bank and worked to establish 45 branches and also led to implement key digital systems. At Altum Credo Home Finance, Vipul set up over 30 branches, built a loan book of INR 150 crores within 1.5 years. His background as an Instrumentation Engineer and Management Graduate has equipped him with a strong analytical approach and a broad industry perspective, that has enabledhim to blend business leadership with digital innovation effectively.

Vidya Shivkumar

VP- Operations & Service

Vidya Shivakumar is a seasoned operations, customer service, and project management professional with over 19 years of experience in the financial services industry, having worked with prominent companies such as American Express Bank, IBM, and Aditya Birla Payments Bank. She has successfully led initiatives to expand teams, improve operational efficiency, and enhance service quality. As an entrepreneur, she founded Tiny Teddies Playgroup and Activity Center and Money Marvels, demonstrating her leadership and innovation in the education sector. Vidya is driven by a passion for learning and new challenges, balancing her professional life with being a multitasking mom who loves to travel.

Trusted by

Our Partners & Clients

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